Medical Aid South Africa

Source hospital and medical plans in South Africa

How to Compare Discovery Health Plans

Knowing how to compare Discovery Health plans will help you in your search for a medical aid package that suits your needs.

It is essential to have medical insurance to give you peace of mind that you will be covered should you require emergency or planned medical care. Private medical care in the forms of doctors, hospitals, clinics, dentists, specialists and more are incredibly expensive and not many people can afford their fees out of their own pockets.



Even if you are able to afford day to day medical costs like doctor and dentist appointments and medicine, if you or someone in your family should develop a chronic disease or be involved in an accident of some kind, you will probably not be able to afford the medical expenses. It is important to be prepared for any eventuality in life. You do not want to be left without care should something befall you or one of your dependants.

 

Why Discovery Health?

Discovery Health Medical Aid is one of the largest, most well-known medical aid schemes in the country. Apart from a range of really good packages, Discovery Health also has several additional benefits like Discovery Vitality. Discovery Health promotes good health all around and offers discounts and specials for clients that choose healthy food and exercise regularly. Discovery Health has a large number of satisfied, happy customers.

 

How to compare Discovery Health plans

The best way to compare these plans is on the Discovery Health website. If you go to www.discovery.co.za and choose the ‘health’ option on the left hand bar, you will be able to access the ‘plans we offer’ option. You can then download the PDF summarising and explaining the different health plans and compare which plan is best for you. You could then contact Discovery Health for more detailed information if you require it.

 

A brief summary of the different plans Discovery Health offers

Discovery Health medical aid has six categories of medical aid with one to five different plans in each series.

  1. Executive Plan

This plan has the most extensive cover and costs R3 365 per main member, a further R3 365 per adult dependant and R638 per child dependant.

  1. Comprehensive Series
    1. Classic Comprehensive Plan

This plan costs R2 760 per main member, R2 609 per adult dependant and R552 per child dependant.

  1. Classic Delta Comprehensive network option

This plan costs R2 485 per main member, R2 350 per adult dependant and R494 per child dependant.

  1. Essential Comprehensive Plan

This plan costs R2 320 per main member, R2 191 per adult dependant and R463 per child dependant.

  1. Essential Delta Comprehensive network option

This plan costs R2 088 per main member, R1 972 per adult dependant and R417 per child dependant.

  1. Priority Series
    1. Classic Priority

This plan costs R1 850 per main member, R1 457 per adult dependant and R740 per child dependant.

  1. Essential Priority

This plan costs R1 590 per main member, R1 249 per adult dependant and R635 per child dependant.

  1. Saver Series
    1. Classic Saver

This plan costs R1 652 per main member, R1 300 per adult dependant and R660 per child dependant

  1. Classic Delta Saver network option

This plan costs R1 320 per main member, R1 038 per adult dependant and R529 per child dependant.

  1. Essential Saver

This plan costs R1 312 per main member, R982 per adult dependant and R524 per child dependant.

  1. Essential Delta Saver network option

This plan costs R1 049 per main member, R787 per adult dependant and R418 per child dependant.

  1. Coastal Saver

This plan costs R1 277 per main member, R957 per adult dependant and R513 per child dependant.

  1. Core Series
    1. Classic Core

This plan costs R1 229 per main member, R967 per adult dependant and R491 per child dependant.

  1. Classic Delta Core network option

This plan costs R984 per main member, R773 per adult dependant and R393 per child dependant.

  1. Essential Core

This plan costs R1 056 per main member, R791 per adult dependant and R422 per child dependant.

  1. Essential Delta Core network option

This plan costs R844 per main member, R633 per adult dependant and R339 per child dependant.

  1. Coastal Core

This plan costs R892 per main member, R669 per adult dependant and R356 per child dependant.

  1. KeyCare Series
    1. KeyCare Plus

There are several options ranging in price from R485 to R1 211 per main member, R485 to R1 211 per adult dependant and R129 to R324 per child dependant.

  1. KeyCare Core

There are several options ranging in price from R465 to R894 per main member, R465 to R894 per adult dependant and R117 to R202 per child dependant.

The costs of these plans do change over time so it is best to look up the price list to ensure that you have the up to date list.